As crypto use becomes more prevalent across Nigeria, there are many more users looking for safe, Naira friendly platforms to trade and invest. It doesn’t matter if you are a beginner saving in USDT or an advanced trader thinking of cheap options, the right exchange can either end well or terribly for you. Here is a full guide to the top 9 best crypto platforms to use in 2025 for Nigerians without hesitation.
Luno
Luno is recognized for its app that is easy to use and the integrated Nigerian bank. Users can deposit using vouchers, bank transfers or cards and withdraw directly to their bank account. The trading fees are between 0% and 0.4%, they also offer cold storage with Bitgo and Fireblocks.
Busha
Busha provides an intuitive interface, speed of withdrawals and no withdrawal fees. Users have the ability to automate their crypto savings and earn a yield of up to 7.5% APY on stablecoins. Operated by a registered entity in Nigeria, it is a good option for new and regular investors.
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Quidax
A platform that was built in Africa is now supporting over 50 cryptocurrencies. The platform supports NGN deposits directly with the option of auto purchasing cryptocurrencies via Quidax Direct, fintech wallets or saved tokens. The trading fee is 0.1% and there is a minimum withdrawal fee of NGN100. Users can also save in USD with 10% interest and responsive in-app support.
KuCoin
KuCoin has spot, P2P and derivatives trading support which is great for Nigeria. You can purchase crypto directly using Naira through bank transfers and debit cards, which greatly helps. KuCoin’s staking products have up to 25% APR and they also have proof of reserves to provide transparency regarding their reserves. KuCoin also has a robust security framework such as 2FA and a password. The fee for the spot trading is 0.1% and for P2P trading there are no fees.
ByBarter
A decentralized P2P platform that links buyers and sellers directly, using smart contracts to enable secure, self-custodial crypto trades without middlemen. Users owners have full control over the funds. No platform fees but trade may have fees on the blockchain network. Recommended for users who want privacy and decentralization.
Bitget
A worldwide platform providing spot, P2P and token swaps across 30+ blockchains. Users can also buy crypto using their Visa or Mastercard without card fees. Provides banking-level security (KYC, 2FA, Proof of Reserves) and access to a lot of tokens. Also available via both web and app.
OKX
Offers spot trading, staking and a strong marketplace for P2P (peer to peer) trading. Naira is not available on the spot market but users can purchase crypto with NGN using the P2P option. Spot trading has a 0.1% fee and P2P transactions are free. Sign-up requires NIN.
Bundle Africa
Bundle is a user-friendly application with quick NGN withdrawals that is perfect for small, everyday low-value transactions from NGN 5,000 to NGN 200,000. It offers features such as saving in crypto, friends and family send and earning interest. It is built for easy onboarding and usage.
NairaEx
Nigeria’s first cryptocurrency exchange only trades Bitcoin. It has fast NGN deposits and withdrawals with zero fees for trading. NIN or driver’s license required for verification. It’s good for users who want a fast local service and only want to trade Bitcoin.
