If you’re a freelancer, remote worker, or entrepreneur in Africa who works with people outside the country, accepting money from those people may prove difficult since PayPal may not be entirely accessible in those countries. Receive PayPal payments in Africa, However, it’s possible to accept money in your account legally using other channels of payment.
Don’t try to circumvent the rules in place since you’ll be engaging in illegal activities and will face consequences down the line. Instead, consider using legitimate third-party companies that help make transactions possible between your international clients and your bank account.
Here are some examples, and what you need to do.
Use Payoneer to Accept Money From PayPal Accounts
One of the most common solutions is Payoneer.
With your Payoneer account already created and verified, you can use the payment request function in your Payoneer account to create an invoice professionally that will be sent straight to your client. With that, the client will make the payment using any payment mode they would like, including PayPal in most cases, and the payment will end up in your Payoneer balance.
The money can then be withdrawn to your local bank account or used in other ways using Payoneer, depending on your country.
For freelancers working with clients from other countries, this is a good method for receiving payments since it does not require a PayPal account that accepts international payments.
Wise For International Bank Transfers
The second-best alternative is Wise.
Wise enables individuals and businesses to receive international bank transfers using local bank details, which they have in various currencies. You don’t need to have a PayPal account in this case since the clients can transfer money directly to your Wise account.
Once you receive the funds, you can easily transfer them to your local African bank account in your local currency.
Another Solution Is Provided by Native Teams
Native Teams has been gaining popularity amongst freelancers, remote workers, and digital professionals in Africa.
The website allows its users to be paid in different currencies, along with offering services such as invoicing, managing contractors, and payroll services for businesses operating internationally.
For people who have clients or work in international firms located outside their countries, Native Teams provides one more convenient solution for earning money without relying only on PayPal.
The rising popularity of Native Teams in developing countries has led to it becoming a preferred choice for many remote workers.
Do Not Create a Fake PayPal Account Using a VPN
Some websites suggest making an account in a country where PayPal works through the use of a VPN or by giving fake information.
The risks involved with such a strategy are enormous.
First, PayPal will verify whether the user is complying with its policies of terms of service and anti-fraud rules. In case of discrepancies in relation to account details, locations, or log-ins, the account will either be frozen or closed forever.
The user could be denied access to his funds in spite of undergoing the verification process.
Using fake personal data or avoiding geographic restrictions could make it even more risky than it was earlier.
Choosing the Right Payment Platform
The choice of the proper payment platform depends on the region you operate in, your customer base, and how you would like to receive payment.
- Payoneer is the right choice for international invoice payment for freelancers.
- Wise may be useful for transferring money directly from the bank with good exchange rates.
- Native Teams will suit the case of international money transfer for remote workers or contractors.
- Before choosing one of the payment platforms, make sure that the services are available in your region.
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